California imposes an "implied duty of good faith and fair dealing" law in every insurance contract. This duty requires insurers to act in a fair and reasonable manner and refrain from improperly delaying or denying benefits. This includes policies that provide the following: short-term and long-term disability insurance, life insurance, long-term care insurance, health insurance, homeowners insurance, propety/casualty insurance, commercial general liability, professional liability, and officers & directors liability insurance. By improperly delaying or denying benefits, insurance companies may be acting in "bad faith". In California law, this is referred to as insurance bad faith. Insurance bad faith can also apply to cases where insurance companies fail to adequately investigate a claim. When an insurance company acts in its own interest rather than the interest of the insured policyholder, the insurance company may be liable for insurance bad faith. Winning an insurance bad faith claim may allow you to recover attorneys' fees, emotional distress damages, compensable economic damages, punitive damages, pre-judgment interest, post judgment interest and policy benefits.
The McKennon Law Group lawyers specialize and have many years of experience in litigating and resolving insurance bad faith disputes against insurance companies. Our attorneys have defended insurance companies with respect to these claims and so possess the most experience available anywhere. Our aggressive advocacy and reputation as a leading insurance bad faith litigation firm allows us to achieve maximum settlements, judgments and verdicts at trial.
We will give you an honest assessment of your case and let you know whether you should sue your insurance company for benefits and insurance bad faith. We handle cases on a contingency fee basis. If you believe an insurance company has denied your claim in bad faith, call a Los Angeles Insurance Bad Faith lawyer from the McKennon Law Group for a free consultation. |
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